This blog post will provide a detailed breakdown of the costs associated with hiring a domestic helper in Singapore and offer tips on budgeting for this expense.consequently maid services Singapore I also got a lot of attention and wanted to join the ranks. https://1achieve.net

　　

　　ESSENTIAL KNOWLEDGE

　　

　　Bryan

　　

　　7/27/20247 min read

　　

　　Breakdown of Costs

　　

　　1. Agency Fees

　　

　　Most employers in Singapore hire domestic helpers through licensed employment agencies. These agencies charge a fee for their services, which can vary widely depending on the agency and the services provided.

　　

　　Initial Agency Fees: These fees typically range from SGD 1,000 to SGD 3,000 and cover services such as sourcing candidates, conducting interviews, arranging medical examinations, and processing work permits.

　　

　　Replacement Fees: If the hired helper does not meet expectations or leaves before the contract ends, some agencies offer a replacement service, which may incur additional costs.

　　

　　When selecting an agency, consider its reputation, services offered, and fee structure. Reputable agencies often provide comprehensive services that include post-placement support, which can be valuable in ensuring a smooth employment relationship.

　　

　　2. Salary

　　

　　The monthly salary of a domestic helper depends on factors such as nationality, experience, and the specific duties required. Here are the average salary ranges for FRESH and some Experienced Helpers:

　　

　　Filipino Helpers: SGD 600 to SGD 700

　　

　　Indonesian Helpers: SGD 550 to SGD 650

　　

　　Myanmar Helpers: SGD 450 to SGD 550

　　

　　These figures can vary based on the helper’s experience and skill level. It¨s important to agree on a fair salary that meets both parties’ expectations. Additionally, consider offering performance-based incentives or bonuses to motivate and reward your helper for excellent work.

　　

　　3. Monthly Levy

　　

　　The Ministry of Manpower (MOM) imposes a monthly levy on employers of foreign domestic workers. The levy amount depends on the household’s specific needs:

　　

　　Standard Levy: SGD 300 per month

　　

　　Concessionary Levy: SGD 60 per month (for households with young children, elderly members, or disabled family members)

　　

　　To qualify for the concessionary levy, employers must meet certain criteria set by MOM, such as having a child below 16 years old or an elderly family member aged 67 and above. Click on this LINK to find out more.

　　

　　4. Medical Insurance and Security Bond

　　

　　Employers are required to purchase medical insurance and provide a security bond for their domestic helpers.

　　

　　Medical Insurance: A minimum coverage of SGD 15,000 per year for inpatient care and day surgery is required. This can cost between SGD 150 and SGD 300 annually.

　　

　　Security Bond: A SGD 5,000 security bond (for non-Malaysian helpers) acts as a financial guarantee to the Singapore government. This bond can be in the form of insurance, which typically costs around SGD 50 to SGD 80 per year.

　　

　　Ensuring comprehensive medical insurance coverage can provide peace of mind, as it covers hospitalization and surgical expenses that may arise during the helper¨s employment.

　　

　　5. Settling-In Programme (SIP)

　　

　　The Settling-In Programme is mandatory for first-time helpers and employers. The one-day course costs SGD 75 and is designed to educate both parties on safety, rights, and responsibilities.

　　

　　The SIP includes:

　　

　　Workplace Safety: Training on how to handle household equipment safely and avoid accidents.

　　

　　Cultural Orientation: Helping helpers adapt to the cultural norms and practices in Singapore.

　　

　　Rights and Responsibilities: Educating both parties on their legal rights and obligations.

　　

　　6. Food and Accommodation

　　

　　Employers must provide adequate food and suitable living conditions for their domestic helpers. The estimated monthly cost for food is around SGD 200 to SGD 300, depending on dietary needs. Accommodation costs can vary based on the living arrangements provided.

　　

　　Food: Ensure the helper has access to nutritious meals that meet her dietary requirements. Some employers choose to provide groceries, while others give a food allowance.

　　

　　Accommodation: Provide a private room or a suitable sleeping area that offers privacy and comfort. The room should be well-ventilated and equipped with basic amenities.

　　

　　7. Annual Medical Check-Up

　　

　　Helpers are required to undergo an annual medical examination to ensure they are fit for work. The cost of this check-up ranges from SGD 80 to SGD 150.

　　

　　The annual check-up includes:

　　

　　General Health Screening: Assessing overall health and detecting any medical issues.

　　

　　Infectious Disease Testing: Ensuring the helper is free from infectious diseases that could pose a risk to the household.

　　

　　8. Other Expenses

　　

　　Training: Some employers invest in additional training for their helpers, such as cooking or childcare courses. These can range from SGD 100 to SGD 500.

　　

　　Miscellaneous Costs: These include work-related tools, toiletries, and transportation expenses for the helper.

　　

　　Investing in training can enhance the helper¨s skills and improve the quality of service provided. Additionally, ensuring that the helper has access to necessary work tools and personal items can contribute to her overall well-being and job satisfaction.

　　

　　Tips on Budgeting for a Domestic Helper

　　

　　1. Calculate Total Monthly Expenses

　　

　　When budgeting for a domestic helper, it¨s essential to calculate the total monthly expenses. Include the helper¨s salary, monthly levy, food, accommodation, and any other recurring costs. This will give you a clear picture of the monthly financial commitment.

　　

　　For example, if you hire an Indonesian helper with a salary of SGD 600 and qualify for the concessionary levy of SGD 60, your monthly expenses might look like this:

　　

　　Salary: SGD 600

　　

　　Levy: SGD 60

　　

　　Food: SGD 250

　　

　　Accommodation: SGD 100 (if providing a private room incurs additional utility costs)

　　

　　Medical Insurance: SGD 25 (annual cost divided by 12)

　　

　　Total Monthly Expense: SGD 1,035

　　

　　2. Plan for One-Time Costs

　　

　　Factor in one-time costs such as agency fees, initial medical examinations, and the Settling-In Programme. These expenses can add up, so it¨s important to plan for them in advance.

　　

　　For example:

　　

　　Agency Fees: SGD 2,000

　　

　　Initial Medical Examination: SGD 100

　　

　　Settling-In Programme: SGD 75

　　

　　Total One-Time Cost: SGD 2,175

　　

　　3. Set Aside an Emergency Fund

　　

　　It¨s wise to set aside an emergency fund to cover unexpected expenses, such as medical emergencies or early termination of the helper¨s contract. This fund can provide financial security and peace of mind.

　　

　　Consider setting aside a few months’ worth of the total monthly expense as an emergency fund. For instance, having an emergency fund of SGD 3,000 can cover approximately three months of expenses.

　　

　　4. Consider Concessionary Levy Eligibility

　　

　　If you have young children, elderly, or disabled family members, check if you qualify for the concessionary levy. This can significantly reduce your monthly expenses.

　　

　　To apply for the concessionary levy, submit the necessary documents to MOM, such as the birth certificate of a child or medical certification for an elderly family member.

　　

　　5. Review Insurance Options

　　

　　Compare different insurance providers to find the best coverage at a reasonable price. Ensure that the medical insurance and security bond meet MOM¨s requirements.

　　

　　Look for comprehensive plans that cover hospitalization, surgery, and other medical expenses. Some insurance providers offer bundled packages that include both the medical insurance and security bond, which can be cost-effective.

　　

　　6. Monitor and Adjust Your Budget

　　

　　Regularly review your budget to ensure you are on track. Adjust it as needed to accommodate any changes in expenses or unexpected costs.

　　

　　Keep track of all expenses related to the helper, including food, accommodation, and medical costs. Use a budgeting app or spreadsheet to monitor these expenses and make adjustments as necessary.

　　

　　7. Communicate Clearly with Your Helper

　　

　　Clear communication with your helper regarding salary, duties, and expectations can prevent misunderstandings and additional costs. Ensure that both parties are aware of the agreed terms and conditions.

　　

　　Hold regular meetings with your helper to discuss her performance, address any concerns, and provide feedback. This can help maintain a positive working relationship and ensure that any issues are resolved promptly.

　　

　　8. Utilize Government Resources

　　

　　Take advantage of resources provided by MOM and other government agencies. These can include guidelines, support programs, and financial assistance schemes.

　　

　　Visit the MOM website for the latest information on regulations, levy rates, and support programs. Additionally, consider attending workshops or seminars on managing domestic helpers, which can provide valuable insights and tips.

　　

　　9. Plan for Long-Term Employment

　　

　　When hiring a domestic helper, consider the long-term financial commitment. A typical employment contract lasts for two years, but it can be extended if both parties agree.

　　

　　Plan for the long-term costs by:

　　

　　Calculating Total Costs Over Two Years: Multiply the monthly expenses by 24 months and add any recurring annual costs.

　　

　　Budgeting for Contract Renewal: If you plan to renew the helper¨s contract, budget for the renewal fees, medical check-up, and any other associated costs.

　　

　　For example, if the total monthly expense is SGD 1,035, the two-year cost would be:

　　

　　Total Monthly Expenses: SGD 1,035 x 24 = SGD 24,840

　　

　　Annual Medical Check-Up (Two Years): SGD 100 x 2 = SGD 200

　　

　　Insurance and Security Bond (Two Years): SGD 300 x 2 = SGD 600

　　

　　Total Long-Term Cost: SGD 25,640

　　

　　10. Explore Financial Assistance Options

　　

　　Some employers may be eligible for financial assistance programs to help offset the costs of hiring a domestic helper. Check if you qualify for any government subsidies or assistance schemes.

　　

　　For example, the Foreign Domestic Worker Levy Concession for Persons with Disabilities (PWD) scheme provides a concessionary levy rate for households with members who have disabilities. Additionally, some community organizations offer grants or financial assistance for families in need.

　　

　　11. Maintain Proper Documentation

　　

　　Keep all necessary documents and receipts related to the employment of your helper. This includes employment contracts, insurance policies, medical reports, and payment receipts.

　　

　　Proper documentation ensures compliance with MOM regulations and provides a record of all transactions and agreements. It can also be useful in resolving any disputes or misunderstandings that may arise.

　　

　　12. Evaluate Cost-Effective Alternatives

　　

　　Consider cost-effective alternatives to reduce expenses. For instance, you can:

　　

　　Provide Shared Accommodation: If space allows, consider providing shared accommodation with another helper to save on utility costs.

　　

　　Purchase Groceries in Bulk: Buying groceries in bulk can reduce food costs and ensure the helper has access to necessary supplies.

　　

　　Invest in Energy-Efficient Appliances: Using energy-efficient appliances can lower utility bills and reduce overall costs.

　　

　　Conclusion

　　

　　Hiring a domestic helper involves various costs, including agency fees, salary, levy, insurance, and other expenses. By understanding these costs and following budgeting tips, you can effectively manage your finances and ensure a positive working relationship with your helper.

　　

　　Proper planning and clear communication are key to maintaining a harmonious household and making the most of the support provided by a domestic helper. By considering long-term costs, setting aside an emergency fund, and utilizing available resources, you can create a budget that accommodates the financial commitment of hiring a domestic helper while ensuring a positive experience for both your family and the helper.

　　

　　Taking the time to plan and budget carefully will not only help you manage expenses but also foster a respectful and productive working relationship with your domestic helper, contributing to the overall well-being and harmony of your household.

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Seoul, May 15: Comprehensive KCNA News Agency reported that Kim Jong-un, General Secretary of the Workers ‘Party of Korea and Chairman of the State Councilor, has recently continuously inspected the production of important weapons and equipment, and has required military enterprises to complete arms production plans to the letter.

According to a report by the Korean Central News Agency on the 15th, Kim Jong-un learned about the tactical missile weapon system that the country’s missile force will newly install on the 14th, and stressed that all military enterprises must complete this year’s arms production plan to the letter, so that our military’s war preparations can achieve epoch-making changes.

According to previous reports from KCNA, Kim Jong-un also recently inspected cutting-edge precision military equipment production companies and major gun production companies, and learned about the production of the new version of the 240mm rocket launcher vehicle. During this period, he also required important military companies to complete military production plans with high quality.

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Cairo, March 18 (Reporters Zhang Jian and Yao Bing) Egyptian President Sisi said on the 17th that the European Union agreed to provide Egypt with a financial support package of approximately 7.4 billion euros on the same day to boost the Egyptian economy.

Sisi announced the plan at a joint press conference with visiting European Commission President Von der Leyen and other senior EU officials. He said that the financial package mainly involves three aspects of the Egyptian economy, namely preferential financing, investment guarantees, and technical support for the implementation of bilateral cooperation projects.

We discussed naming energy as a key area of cooperation, especially the interconnection of natural gas and electricity. Sisi said that the two sides have agreed to cooperate in green hydrogen production.

According to a statement issued by the Egyptian Presidential Palace, Egypt and the European Union are also preparing to hold a joint investment meeting in the second half of 2024, welcoming more European participation in developing the Egyptian market.

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Athens, May 13 (Reporter Chen Gang) Greek Prime Minister Mitsotakis criticized on the 13th that the new President of North Macedonia Davkova’s use of Macedonia when mentioning the name of the country in his inaugural speech was inconsistent with the previous agreement reached between the two countries.

North Macedonia President-elect Davkova was sworn in on the 12th. In her inaugural speech, she used Macedonia when referring to her country’s name, causing Greek Foreign Minister Jera Petritis to leave the table on the spot.

Mizotakis said North Macedonia’s new president’s call of his name was unacceptable, violating the agreement between the two countries.

The Office of the President of North Macedonia later issued a statement saying that Davkova insisted that she had the right to use the name of Macedonia and believed that her practice was in line with European values and principles.

European Commission President Von der Leyen and European Council President Michel successively issued articles on social media pointing out Davkova’s actions were inappropriate. Von der Leyen said on social media: If North Macedonia wants to successfully join the EU, the most important thing is to continue on the path of reform and fully respect binding agreements.

Macedonia became independent from Yugoslavia in 1991 and established its constitutional name as the Republic of Macedonia. Greece believes that this name implies that it has territorial and cultural heritage requirements for the Greek province of Macedonia. Due to a name dispute, Greece, a member of the European Union and NATO, opposes the Republic of Macedonia’s accession to the European Union and NATO.

After years of mediation negotiations, the two countries reached an agreement in June 2018 to change Macedonia’s name to the Republic of North Macedonia as a condition for Greece to agree to its accession to the European Union and NATO. In January 2019, the two parliaments successively approved the agreement. In February 2019, Macedonia officially changed its name to the Republic of North Macedonia.

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According to a report by Russian Satellite News Agency on May 15, the Russian Ministry of Defense said on the 15th that in the past 24 hours, Russian air defense systems shot down a Ukraine MiG-29 fighter jet, 40 drones, 12 Army Tactical Missile System (ATACMS) missiles, 45 Haima rockets and other targets.

According to reports, the Russian Ministry of Defense stated that the air defense system shot down a MiG-29 aircraft of the Ukraine Air Force, 40 drones, 4 US-made Hamm anti-radiation missiles, 12 US-made ATACMS missiles and Dot-U missiles, 45 US-made Haima, Hurricane and Alder rockets.

The Russian Defense Ministry also said that in the past day, the Ukrainian army lost 1295 soldiers.

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According to a report by the Tass news agency on March 11, Budanov, Director of the Intelligence Directorate of the Ministry of Defense of Ukraine, said that Ukraine is preparing to take major actions in Crimea.

According to reports, the Information Service of the Intelligence Directorate of the Ukrainian Ministry of Defense quoted Budanov as saying on the Telegraph social platform: Our operations in the Black Sea are preparations for a major operation in Crimea.

The General Intelligence Directorate of the Ukrainian Ministry of Defense stated that all Ukrainian military operations in the Black Sea region from 2022 to 2023 are linked by the same strategic consideration, and the Ukrainian military’s attempt to attack the left bank of the Dnieper River in Kherson Oblast is also for the same purpose.

According to reports, the Ukraine television channel recently broadcast a film about the successful operations of the Ukraine armed forces and military intelligence in the region.

The report pointed out that Uzbekistan’s claim that it will take certain actions is due to the serious delay in aid by its allies. The U.S. Congress has been unable to approve spending to support Kiev for months, and supplies provided by EU countries cannot meet all the needs of the Ukraine military.

The report believes that for the Ukrainian army, the situation became more complicated after the fall of Afdeevka. If Washington does not provide new aid to Kiev, the Ukrainian army will soon face a new disaster. Uzbekistan is trying to attract the attention of Western allies with isolated and decentralized actions that some media exaggerate to shape opportunities that Kiev does not actually have. (Compiled by Wei Lianglei)

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[A man in Kenya is suspected of murdering 42 women and dismembering and dumping their bodies in slums, including his wife” target=_blank>

On July 15, Kenyan police said they had arrested a man suspected of murdering 42 women and dumping their bodies in a slum. The man is suspected of killing 42 women, including his wife, starting in 2022.

Police said they had received a report from the family of one of the missing women and found the remains of nine people in the slum on the 13th.

On the 15th, police arrested the man near a bar in Nairobi, saying that the man lived only 100 meters away from where the remains were found. Police also found knives, nylon bags, rope, industrial gloves, women’s handbags and women’s underwear at the man’s residence.

Police are currently conducting further investigations into the man.

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Cairo, March 19 (Reporter Wang Shang) News from Sana’a: Yemen’s Houthi spokesman Yahya Sareya issued a statement on the 19th saying that the Houthi armed forces fired multiple missiles at an American ship, the Maduo, sailing in the Red Sea.

Sarea did not disclose the specific time of the attack. Sarea also said that the Houthi armed forces used missiles to attack the Israeli Red Sea city of Eilat and hit the target accurately.

Relevant shipping information shows that the Maduo is a liquefied natural gas vessel flying the flag of the Marshall Islands and operated by a Greek company. Until February this year, the ship had been operated by ExxonMobil Oil of the United States.

The British Maritime Trade Action Office had previously reported that the Maduo was attacked twice by missiles in the Red Sea on the 15th and in the Gulf of Aden on the 17th. No casualties or hull damage were caused.

According to the Israel Defense Forces on the 17th, a suspicious aircraft entered Israeli airspace from the Red Sea that night and fell into an open space in northern Eilat, causing no casualties or property damage.

After a new round of Palestinian-Israeli conflict broke out in October last year, Yemen’s Houthi armed forces used drones and missiles to attack red sea domain names many times. Since January 12 this year, the United States and Britain have launched air strikes on Houthi targets many times, causing casualties. Some countries have condemned the actions by the United States and Britain as a violation of Yemen’s sovereignty and will aggravate regional tensions.

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According to a report by Russian Satellite News Agency on March 17, government officials in the Russian-controlled Zaporozhye region told reporters on the 17th that an assassination attempt against a close friend of Russian President Vladimir Putin was foiled in the city of Berdyansk in the region.

According to reports, Vladimir Rogov, a senior official of the local administration in Zaporozhye, revealed that the authorities had stopped an assassination plot involving a confidant of Russian President Vladimir Putin.

He said: Ukraine terrorists planned the attack but did not succeed. Their criminal plans were thwarted by professional actions by the Russian secret service.

Rogoff added that all those involved in the planning of the terrorist attack will be hunted down.

The 17th is the last day of voting in the Russian presidential election. (Compiled by Wei Yudong)

Related news reports:

Russia announces: repelled all cross-border attacks, killing 550 people in Uzbekistan

Reference News Report on March 17 According to a report by Russian Satellite News Agency on March 17, Russian Presidential Press Secretary Dmitry Peskov told reporters that the military would routinely report Uzbekistan’s attacks on Russian territory to President Putin.

He pointed out: Putin received reports from the military that Ukrainian troops recently attempted to attack Russian territory in Belgorod and Kursk regions.

Reported that Peskov said that all attacks were successfully repelled, while 1700 of the 2500 saboteurs were killed and 550 people were killed.

He also said that in the early morning of the 16th, the enemy also tried several times to invade Belgorod and Kursk regions. The Ukraine saboteurs ultimately failed and failed even to get close to the Russian border. Peskov said that the enemy lost nearly 70% of its personnel.

The report also said that on the 16th, Russian troops thwarted Ukrainian saboteurs ‘attempts to cross the border from the direction of Popovka, a residential area in Sumizhou, and from Spodaliushno and Kozinka in Belgorod Oblast. The Ukrainian army lost about 30 soldiers, 3 tanks, 2 armored fighting vehicles, a Czech-made vampire multiple rocket launcher and a Hail multiple rocket launcher under bombing and shelling.

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According to a report by Singapore’s Lianhe Zaobao on March 14, North Korean leader Kim Jong-un visited and guided a military training involving tank troops on the 13th.

Reports said that Kim Jong-un was very satisfied with the attack power demonstrated by the new main battle tank in its first appearance in this training match.

According to the report, this military activity aims to strictly test the actual combat capabilities of tank crew members and familiarize them with the combat methods of different tactical tasks.

According to a report by the KCNA News Agency on the 14th, heavy tanks quickly shuttled through various harshest combat environments, hit the target in one fell swoop with strong strike power, and broke through the solid defense line with high mobility.

KCNA said that Kim Jong-un also personally drove a new tank during the training competition of the tank troops that day to check the actual combat capabilities of the tank troops.

Reported that Kim Jong-un called it the most powerful tank in the world and expressed satisfaction with its strike capabilities and mobility. Kim Jong-un emphasized the need to organize high-intensity exercises and training competitions that simulate actual combat, and proposed the important task of improving war preparations.

Yonhap said on the 14th that Kim Jong-un’s inspection came as Seoul and Washington were holding the annual Freedom Shield exercise to strengthen deterrence against North Korea’s nuclear and missile threats.

The report said Pyongyang has long condemned joint military exercises between Seoul and Washington as a rehearsal for invasion and used them as an excuse for provocation.