This blog post will provide a detailed breakdown of the costs associated with hiring a domestic helper in Singapore and offer tips on budgeting for this expense.In the past ten years, sg maid agency Defeated many competitors, courageously advanced in the struggle, and polished many good products for customers. https://1achieve.net

　　

　　ESSENTIAL KNOWLEDGE

　　

　　Bryan

　　

　　7/27/20247 min read

　　

　　Breakdown of Costs

　　

　　1. Agency Fees

　　

　　Most employers in Singapore hire domestic helpers through licensed employment agencies. These agencies charge a fee for their services, which can vary widely depending on the agency and the services provided.

　　

　　Initial Agency Fees: These fees typically range from SGD 1,000 to SGD 3,000 and cover services such as sourcing candidates, conducting interviews, arranging medical examinations, and processing work permits.

　　

　　Replacement Fees: If the hired helper does not meet expectations or leaves before the contract ends, some agencies offer a replacement service, which may incur additional costs.

　　

　　When selecting an agency, consider its reputation, services offered, and fee structure. Reputable agencies often provide comprehensive services that include post-placement support, which can be valuable in ensuring a smooth employment relationship.

　　

　　2. Salary

　　

　　The monthly salary of a domestic helper depends on factors such as nationality, experience, and the specific duties required. Here are the average salary ranges for FRESH and some Experienced Helpers:

　　

　　Filipino Helpers: SGD 600 to SGD 700

　　

　　Indonesian Helpers: SGD 550 to SGD 650

　　

　　Myanmar Helpers: SGD 450 to SGD 550

　　

　　These figures can vary based on the helper’s experience and skill level. It¨s important to agree on a fair salary that meets both parties’ expectations. Additionally, consider offering performance-based incentives or bonuses to motivate and reward your helper for excellent work.

　　

　　3. Monthly Levy

　　

　　The Ministry of Manpower (MOM) imposes a monthly levy on employers of foreign domestic workers. The levy amount depends on the household’s specific needs:

　　

　　Standard Levy: SGD 300 per month

　　

　　Concessionary Levy: SGD 60 per month (for households with young children, elderly members, or disabled family members)

　　

　　To qualify for the concessionary levy, employers must meet certain criteria set by MOM, such as having a child below 16 years old or an elderly family member aged 67 and above. Click on this LINK to find out more.

　　

　　4. Medical Insurance and Security Bond

　　

　　Employers are required to purchase medical insurance and provide a security bond for their domestic helpers.

　　

　　Medical Insurance: A minimum coverage of SGD 15,000 per year for inpatient care and day surgery is required. This can cost between SGD 150 and SGD 300 annually.

　　

　　Security Bond: A SGD 5,000 security bond (for non-Malaysian helpers) acts as a financial guarantee to the Singapore government. This bond can be in the form of insurance, which typically costs around SGD 50 to SGD 80 per year.

　　

　　Ensuring comprehensive medical insurance coverage can provide peace of mind, as it covers hospitalization and surgical expenses that may arise during the helper¨s employment.

　　

　　5. Settling-In Programme (SIP)

　　

　　The Settling-In Programme is mandatory for first-time helpers and employers. The one-day course costs SGD 75 and is designed to educate both parties on safety, rights, and responsibilities.

　　

　　The SIP includes:

　　

　　Workplace Safety: Training on how to handle household equipment safely and avoid accidents.

　　

　　Cultural Orientation: Helping helpers adapt to the cultural norms and practices in Singapore.

　　

　　Rights and Responsibilities: Educating both parties on their legal rights and obligations.

　　

　　6. Food and Accommodation

　　

　　Employers must provide adequate food and suitable living conditions for their domestic helpers. The estimated monthly cost for food is around SGD 200 to SGD 300, depending on dietary needs. Accommodation costs can vary based on the living arrangements provided.

　　

　　Food: Ensure the helper has access to nutritious meals that meet her dietary requirements. Some employers choose to provide groceries, while others give a food allowance.

　　

　　Accommodation: Provide a private room or a suitable sleeping area that offers privacy and comfort. The room should be well-ventilated and equipped with basic amenities.

　　

　　7. Annual Medical Check-Up

　　

　　Helpers are required to undergo an annual medical examination to ensure they are fit for work. The cost of this check-up ranges from SGD 80 to SGD 150.

　　

　　The annual check-up includes:

　　

　　General Health Screening: Assessing overall health and detecting any medical issues.

　　

　　Infectious Disease Testing: Ensuring the helper is free from infectious diseases that could pose a risk to the household.

　　

　　8. Other Expenses

　　

　　Training: Some employers invest in additional training for their helpers, such as cooking or childcare courses. These can range from SGD 100 to SGD 500.

　　

　　Miscellaneous Costs: These include work-related tools, toiletries, and transportation expenses for the helper.

　　

　　Investing in training can enhance the helper¨s skills and improve the quality of service provided. Additionally, ensuring that the helper has access to necessary work tools and personal items can contribute to her overall well-being and job satisfaction.

　　

　　Tips on Budgeting for a Domestic Helper

　　

　　1. Calculate Total Monthly Expenses

　　

　　When budgeting for a domestic helper, it¨s essential to calculate the total monthly expenses. Include the helper¨s salary, monthly levy, food, accommodation, and any other recurring costs. This will give you a clear picture of the monthly financial commitment.

　　

　　For example, if you hire an Indonesian helper with a salary of SGD 600 and qualify for the concessionary levy of SGD 60, your monthly expenses might look like this:

　　

　　Salary: SGD 600

　　

　　Levy: SGD 60

　　

　　Food: SGD 250

　　

　　Accommodation: SGD 100 (if providing a private room incurs additional utility costs)

　　

　　Medical Insurance: SGD 25 (annual cost divided by 12)

　　

　　Total Monthly Expense: SGD 1,035

　　

　　2. Plan for One-Time Costs

　　

　　Factor in one-time costs such as agency fees, initial medical examinations, and the Settling-In Programme. These expenses can add up, so it¨s important to plan for them in advance.

　　

　　For example:

　　

　　Agency Fees: SGD 2,000

　　

　　Initial Medical Examination: SGD 100

　　

　　Settling-In Programme: SGD 75

　　

　　Total One-Time Cost: SGD 2,175

　　

　　3. Set Aside an Emergency Fund

　　

　　It¨s wise to set aside an emergency fund to cover unexpected expenses, such as medical emergencies or early termination of the helper¨s contract. This fund can provide financial security and peace of mind.

　　

　　Consider setting aside a few months’ worth of the total monthly expense as an emergency fund. For instance, having an emergency fund of SGD 3,000 can cover approximately three months of expenses.

　　

　　4. Consider Concessionary Levy Eligibility

　　

　　If you have young children, elderly, or disabled family members, check if you qualify for the concessionary levy. This can significantly reduce your monthly expenses.

　　

　　To apply for the concessionary levy, submit the necessary documents to MOM, such as the birth certificate of a child or medical certification for an elderly family member.

　　

　　5. Review Insurance Options

　　

　　Compare different insurance providers to find the best coverage at a reasonable price. Ensure that the medical insurance and security bond meet MOM¨s requirements.

　　

　　Look for comprehensive plans that cover hospitalization, surgery, and other medical expenses. Some insurance providers offer bundled packages that include both the medical insurance and security bond, which can be cost-effective.

　　

　　6. Monitor and Adjust Your Budget

　　

　　Regularly review your budget to ensure you are on track. Adjust it as needed to accommodate any changes in expenses or unexpected costs.

　　

　　Keep track of all expenses related to the helper, including food, accommodation, and medical costs. Use a budgeting app or spreadsheet to monitor these expenses and make adjustments as necessary.

　　

　　7. Communicate Clearly with Your Helper

　　

　　Clear communication with your helper regarding salary, duties, and expectations can prevent misunderstandings and additional costs. Ensure that both parties are aware of the agreed terms and conditions.

　　

　　Hold regular meetings with your helper to discuss her performance, address any concerns, and provide feedback. This can help maintain a positive working relationship and ensure that any issues are resolved promptly.

　　

　　8. Utilize Government Resources

　　

　　Take advantage of resources provided by MOM and other government agencies. These can include guidelines, support programs, and financial assistance schemes.

　　

　　Visit the MOM website for the latest information on regulations, levy rates, and support programs. Additionally, consider attending workshops or seminars on managing domestic helpers, which can provide valuable insights and tips.

　　

　　9. Plan for Long-Term Employment

　　

　　When hiring a domestic helper, consider the long-term financial commitment. A typical employment contract lasts for two years, but it can be extended if both parties agree.

　　

　　Plan for the long-term costs by:

　　

　　Calculating Total Costs Over Two Years: Multiply the monthly expenses by 24 months and add any recurring annual costs.

　　

　　Budgeting for Contract Renewal: If you plan to renew the helper¨s contract, budget for the renewal fees, medical check-up, and any other associated costs.

　　

　　For example, if the total monthly expense is SGD 1,035, the two-year cost would be:

　　

　　Total Monthly Expenses: SGD 1,035 x 24 = SGD 24,840

　　

　　Annual Medical Check-Up (Two Years): SGD 100 x 2 = SGD 200

　　

　　Insurance and Security Bond (Two Years): SGD 300 x 2 = SGD 600

　　

　　Total Long-Term Cost: SGD 25,640

　　

　　10. Explore Financial Assistance Options

　　

　　Some employers may be eligible for financial assistance programs to help offset the costs of hiring a domestic helper. Check if you qualify for any government subsidies or assistance schemes.

　　

　　For example, the Foreign Domestic Worker Levy Concession for Persons with Disabilities (PWD) scheme provides a concessionary levy rate for households with members who have disabilities. Additionally, some community organizations offer grants or financial assistance for families in need.

　　

　　11. Maintain Proper Documentation

　　

　　Keep all necessary documents and receipts related to the employment of your helper. This includes employment contracts, insurance policies, medical reports, and payment receipts.

　　

　　Proper documentation ensures compliance with MOM regulations and provides a record of all transactions and agreements. It can also be useful in resolving any disputes or misunderstandings that may arise.

　　

　　12. Evaluate Cost-Effective Alternatives

　　

　　Consider cost-effective alternatives to reduce expenses. For instance, you can:

　　

　　Provide Shared Accommodation: If space allows, consider providing shared accommodation with another helper to save on utility costs.

　　

　　Purchase Groceries in Bulk: Buying groceries in bulk can reduce food costs and ensure the helper has access to necessary supplies.

　　

　　Invest in Energy-Efficient Appliances: Using energy-efficient appliances can lower utility bills and reduce overall costs.

　　

　　Conclusion

　　

　　Hiring a domestic helper involves various costs, including agency fees, salary, levy, insurance, and other expenses. By understanding these costs and following budgeting tips, you can effectively manage your finances and ensure a positive working relationship with your helper.

　　

　　Proper planning and clear communication are key to maintaining a harmonious household and making the most of the support provided by a domestic helper. By considering long-term costs, setting aside an emergency fund, and utilizing available resources, you can create a budget that accommodates the financial commitment of hiring a domestic helper while ensuring a positive experience for both your family and the helper.

　　

　　Taking the time to plan and budget carefully will not only help you manage expenses but also foster a respectful and productive working relationship with your domestic helper, contributing to the overall well-being and harmony of your household.

Not only does it perform well in data, LANA電子煙 In the market share, it is also gradually expanding, so that more people can benefit.https://www.lanatw.tw

According to a report by the Hindustan Times on March 12, a Shine fighter jet of the Indian Air Force crashed near Jaysermer during a combat flight training on the 12th. The pilot ejected and escaped before the crash.

The Indian Air Force said in a statement: During today’s combat flight training, an Indian Air Force Shine fighter plane encountered an accident in Jaysermer. Pilot ejected safely (escape). The Indian Air Force has established a court of inquiry to find out the cause of the accident.

According to Reuters, this was the first such crash since the Korn fighter jet was installed in the Indian Air Force in 2016. An Indian Air Force officer told Reuters that the crash on the 12th broke the aircraft’s safe flight record since its first test flight more than 20 years ago.

The Hindustan Times reported that the Shining Fighter is an Indian-made supersonic aircraft. In 1984, the light fighter plan proposed by the Indian government prompted India to establish the Aviation Development Authority to take charge of its research and development. Hindustan Aviation Limited leads the design and development of this aircraft. (Compiled by Xu Yanhong)

consequently LANA電子煙 I also got a lot of attention and wanted to join the ranks.https://www.lanatw.tw

According to a report by the Russian News Agency on July 15, the Information Bureau of the Russian Ministry of Defense reported on the 14th that the Russian Eastern Group troops have controlled the Urozainoye settlement on the Zaporozhye front line and are now carrying out cleanup and demining work.

Reports said that Urozainoye and Old Mayorskoye are located at the junction of Zaporizhé and Donetsk. The Ukrainian army captured the two villages in a counterattack last summer. The Russian army recaptured Old Mayorskoye on June 10 this year and Urozainoye on July 14.

According to reports, Vladimir Rogov, chairman of the Committee on Sovereignty Issues of the Russian Academy of Social Sciences, said: Liberating Urozainoye is of great tactical significance because it will become a new springboard for Russian troops to advance in the direction of Flemevsk.

Rogov pointed out that Russian troops were steadily pushing the enemy out of position in several sections of the Zaporozhye front to prevent it from regrouping and building defenses. (Compiled by Zhu Lifeng)

Without exception, LANA電子煙 Our customers are willing to purchase their products, because high quality is the concept of their products.https://www.lanatw.tw

According to Agence France-Presse reported on March 18, the White House said on the 18th that Israel killed the third leader of the Hamas militant group last week. Israel had previously said he was the target of a Gaza airstrike but had not confirmed his death.

Reports said that when introducing the phone call between U.S. President Biden and Israeli Prime Minister Netanyahu, Jack Sullivan, U.S. Presidential National Security Assistant Jack Sullivan said: Hamas’s third-in-command figure Marwan Issa was killed in an Israeli operation last week.

Sullivan said Israel also defeated many Hamas troops and killed more than 1000 Hamas fighters, including senior commanders.

The report also stated that he said: Other top leaders are in hiding, probably deep in Hamas ‘tunnels.

The Israeli military said on March 11 that an air strike on an underground building in central Gaza from March 9 to 10 targeted Issa, calling him one of the planners of Hamas’s October 7 attack on Israel last year. Israeli military spokesman Major-General Daniel Hagari said at the time that Issa was the deputy to Mohammed Dave, leader of the Qassam Brigade in Izdin.

But Hagari said at the time that it was unclear whether Issa was killed in the operation. He said: We are still reviewing the results of the attack and have not yet received a final confirmation.

The report mentioned that the Israeli military announced on the 18th that in a large-scale operation on Gaza’s largest hospital that day, dozens of Palestinian fighters were killed and more than 200 arrested. Hundreds of civilians were forced to flee the surrounding areas of the hospital. Attack area.

On the evening of the 18th, Israeli troops continued the operation at Shifa Hospital in Gaza City that began at dawn. Previously, the Israeli army had claimed that high-level Hamas members were present in the hospital.

Israeli army spokesman Hagari declared: We cleared more than 20 terrorists from the hospital and killed 20 others in the surrounding area. More than 200 people believed to be terrorists were also arrested.

Shortly after the Israeli operation began, Hamas’s Ministry of Health said dozens of people were killed and injured, most of them civilians.

At the beginning of the war between Israel and Hamas, hospitals in the Gaza Strip were often targeted by Israeli troops. The Israeli army captured Shifa Hospital on November 15 last year, but later evacuated. (Compiled by Li Sha and Lu Longjun)

After that, LANA電子煙 Not afraid of the future, dare to fight and fight, and won applause again and again in the market.https://www.lanatw.tw

Mexico City, March 18 (Reporters Wang Zhiying and He Yixuan) Port-au-Prince News: According to Haiti media reports on the 18th, Haiti gangs attacked two communities on the outskirts of the capital Port-au-Prince that day, killing at least a dozen people.

Reports said gangs attacked homes in two communities in Labule and Tomasin, a suburb of Port-au-Prince, that day. Witnesses said at least a dozen bodies were taken away by ambulances and many residents were forced to flee.

Haiti’s electricity department announced on the 18th that four substations and the Valle power station in the Port-au-Prince area were destroyed by criminal groups and have completely stopped operating, resulting in power outages in most parts of the capital.

The security situation in Haiti has continued to deteriorate recently. Starting from February 29 this year, several gangs in Haiti have attacked public facilities such as police stations and international airports in Port-au-Prince, demanding that Prime Minister Ariel Henry step down. On the evening of March 11, Henry announced that the Haiti government would resign after the establishment of the Transitional Presidential Council.

Down-to-earth right LANA電子煙 In-depth research is the only way to pursue development.https://www.lanatw.tw

The second Room N incident broke out at Seoul National University in South Korea. According to South Korean media reports on May 22, as of now, as many as 61 female victims have been confirmed, including 12 students at Seoul National University.

The Seoul Police Department has so far arrested five gang suspects, two of whom are graduates of Seoul National University. They are suspected of making and privately spreading them on the instant messaging software T from July 2021 to April this year. Pornographic photos or videos synthesized using deep counterfeiting technology.

According to the police, in the process of arresting the main offender Park, the private reporting group Tracking Group Sparks, which first reported the incident in Room N five years ago, provided decisive assistance. Yuan Enzhi, who was in the pursuit team, disguised himself as a male, entered the private live broadcast room to lurk for two years, and contacted Park. This year, he lured Park to meet offline to help the police successfully capture him.

In the eyes of peers, LANA電子煙 It has good qualities that people covet, and it also has many loyal fans that people envy.https://www.lanatw.tw

Zagreb, March 15. Croatian President Milanovic announced on social media on the 15th that he will participate in the Croatian parliamentary elections to be held on April 17 as an independent candidate from the Croatian Social Democratic Party and will run for the position of Prime Minister.

Milanovic said he was full of confidence in winning the election and would resign as president after winning the election and assume the responsibility of leading the Croatian government. Until then, he will continue to perform his duties as President of Croatia in accordance with the Constitution.

Milanovic’s announcement shocked Croatia, because there is no precedent for a president to run for prime minister in Croatian history. As a Social Democrat, Milanovic’s move will undoubtedly inspire the Social Democratic Party, which is currently at a disadvantage in the parliamentary elections, but it will also cause huge controversy. Croatian constitutional expert Baric told the media that the Croatian Constitutional Court should clearly tell Milanovic that he can only run for prime minister if he resigns as president.

According to the latest opinion poll, the ruling party, the Croatian Democratic Community, led by Croatian Prime Minister Prenkovic, ranks first with a support rate of 265%, and the Social Democratic Party ranks second with a support rate of 179%.

Milanovic was elected President of Croatia in January 2020. Previously, he served as Prime Minister of Croatia from December 2011 to January 2016. (Reporter Li Xuejun)

understand 電子煙主機 In order to better serve customers and reflect the core competitiveness of products.https://www.vapehost.tw

According to a report by the TASS news agency on March 18, the final data released by the Central Election Commission of the Russian Federation showed that all votes had been counted, and the vote rate of current President Vladimir Putin was 8728%.

According to reports, Russian Communist Party candidate Nikolai Haritonov ranked second with 431% of the vote, and New Party candidate Vladislav Davankov ranked third with 385% of the vote, ranking fourth. The Liberal Democratic Party candidate Leonid Slutsky, who received 320% of the vote.

Elapamfilova, Chairman of the Central Election Commission of the Russian Federation, said that the voter turnout rate in the Russian presidential election was unprecedented.

She said at the Central Election Commission meeting held on the 18th: As of 10:00 on the 18th, 87113127 voters participated in this election. The turnout rate hit an unprecedented record, reaching 7744%.

She pointed out that more than 76 million people voted for Putin, which also set a record. In 2018, about 56 million Russians voted for Putin.

The report mentioned that Pamfilova also said that since the beginning of the presidential election campaign, more than 12 million cyber attacks have been recorded, 150 times the usual number. (Compiled by Li Ran)

According to related reports, 電子煙主機 To a large extent, it leads the changes of market conditions.https://www.vapehost.tw

According to a report by the British “Sun” on March 17, Princess Kate went to her favorite farm store and took the first step towards returning to official activities.

Witnesses said Kate appeared on the 16th a mile (16 kilometers) away from the Adelaide cabin where she lived, looking happy, relaxed and healthy.

In addition, Kate and William also watched several children George, Charlotte and Louis participate in sports that morning.

Kate’s appearance came against the backdrop of wild speculation and gossip about her health and whereabouts that left the royal couple extremely uneasy.

A witness at the Windsor Farm store said: After all these rumors were circulating, I was surprised to see them there.

Kate and William were out shopping. She seemed happy and in good shape.

The children were not with them at the time, but her health was sufficient to allow her to appear in the store, which was a good sign.

Kate was last seen performing public duties last Christmas and has been unable to perform official functions since undergoing surgery in January.

According to a report by Newsweek on March 17, news about Kate Middleton, Princess of Wales, has attracted extremely high attention across the Atlantic, surpassing the two ironclad candidates in the 2024 U.S. presidential election, President Joe Biden and former President Donald Trump.

On average, U.S. users have searched for the word Middleton on Google six times as many times as Trump and nine times as Biden in the past seven days, according to Google Trend Analytics Chart.

On March 10, Kensington Palace released a photo of Princess Kate and her three children celebrating Mother’s Day in the UK. A day later, Kate admitted editing the photo after news agencies including the Associated Press and Reuters asked media users to withdraw the photo because they feared it had been tampered with.

period 電子煙主機 Many adjustments have also been made, and the direction of product research and development has been reversed, in order to better meet the market demand.https://www.vapehost.tw

China, March 11. According to Yonhap News Agency, in the event of a collective strike by inpatients and interns, the South Korean government will dispatch military doctors and public health doctors from the 11th to make up for medical vacancies, while continuing to send notice of revocation of licenses to doctors who have left their posts.

According to news from the South Korean government and medical circles on the 11th, the South Korean Ministry of Health and Welfare (MOHW) will dispatch 20 military doctors and 138 public health doctors to 20 hospitals across the country. These medical staff are mainly responsible for surgeries on severe and emergency patients to alleviate problems such as delayed medical treatment.

On the other hand, South Korea’s Ministry of Welfare will this week issue a notice of license revocation to residents and interns who fail to comply with the work order. South Korea’s Ministry of Welfare has sent notices to doctors who have left their posts since the 5th, and the delivery is expected to be completed as early as the beginning of this week. According to the notice, the doctor who received the notice must provide his opinion before March 25, otherwise the government will treat him as having no opinion and impose disciplinary sanctions based on his authority.

The results of a written inspection of 100 internship hospitals across the country by the South Korean Ministry of Welfare showed that as of 11 a.m. on the 8th, a total of 11994 interns and residents were absent, accounting for 929% of the total.